Financial Resources


Federal, state and local governments provide financial assistance to small businesses in the form of loan programs. These generally don't provide funds more than 30-50% of a business proposal and applicants must show they have sufficient capital, in addition to the loan, to fund the business. Loan applicants are asked to demonstrate repayment ability, management expertise and commitment to successfully operate the business.

Many Oregon cities and counties have economic development programs which include financial assistance. Contact the city and county where your business is (or will be) for details.

Below is a list of financial resources for small businesses. Contact your local Small Business Development Center or local economic development agencies for more information.

Local Revolving Loan Funds

There are many revolving loan funds for small business financing administered by local governments and development groups. Usually funding is provided by the Department of Housing and Urban Development through the State of Oregon or by the federal Economic Development Administration. For more information, contact the U.S. Economic Development Administration at 503-326-3078.

Contacts for Revolving Loan Funds in Oregon

Prosper Portland
1900 SW Fourth Avenue, Suite 100
Portland, OR 97201
CCD Business Development Corporation
522 SE Washington Ave Ste 111 A
Roseburg, OR 97470
Mid-Willamette Valley Council of Governments
105 High Street SE
Salem, OR 97301
Southern Oregon Regional Economic Development Inc.
1311 East Barnett Rd
Medford, OR 97504
Mid-Columbia Economic Development District
400 E Scenic Drive, Suite 420
The Dalles, OR 97058
Central Oregon Intergovernmental Council
2363 SW Glacier Place (to visit)
PO Box 575 (for mail)
Redmond, OR 97756
Oregon Cascades West Council of Governments
1400 Queen Avenue SE (to visit)
PO Box 686 (for mail)
Albany, OR 97321
NE Oregon Economic and Community Development District
101 NE First Street, Suite 100
Enterprise, OR 97828
541-426-3598 or 1-800-645-9454

Loan and Loan Guarantee Programs

The U.S. Small Business Administration (SBA) is a federal agency created by Congress to help small businesses. The SBA offers small firms financial assistance through guaranteed loan programs. For information on loan programs, contact the U.S. Small Business Administration​.