​​​​​​​​Federal, state and local governments provide financial help to small businesses through loan programs. These generally don't provide funds more than 30-50% of a business proposal and applicants must show they have enough capital, in addition to the loan, to fund the business. Loan applicants are asked to demonstrate repayment ability, management expertise and commitment to successfully operate the business.

Business Oregon is the economic development agency for the state of Oregon, and a primary resource for funding your business.

Many Oregon cities and counties have economic development programs which include financial help. Contact the city and county where your business is (or will be) for details.

Below is a list of financial resources for small businesses. Contact your local Small Business Development Center or local economic development agencies for more information.

Local Revolving Loan Funds

There are many revolving loan funds for small business financing administered by local governments and development groups. Usually funding is provided by the Department of Housing and Urban Development through the State of Oregon or by the federal Economic Development Administration. For more information, contact the U.S. Economic Development Administration at 503-326-3078.

Contacts for Revolving Loan Funds in Oregon

Loan and Loan Guarantee Programs

The U.S. Small Business Administration offers small firms financial help through guaranteed loan programs. For information on loan programs, contact the U.S. Small Business Administration​.